Projected Payment
$475.80
Credit from Someone Who’s Credible
As part of the Birchwood family, it’s our mission to get you into a good vehicle. Being in a difficult credit situation doesn’t mean driving an old, unreliable car. Learn more about our bad credit car loans.
More Approvals, Better Rates
We are the only Winnipeg in-house financing that lends our own money and that makes us different. Lending our own money means more approvals at better interest rates.
Our Customers are More Than a Number.
No matter what’s on your report, each customer is treated with care and consideration. Time and time again customers remark on how well they are treated. They leave our business feeling respected and not judged for their credit score. View customer testimonials.
Winnipeg Auto Financing Made Easy.
Pick the vehicle you want, let us know your budget and we’ll get you driving. Auto financing with Birchwood is that easy. View our inventory.
Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!
Get Started
Getting started is easy. Tell us what type of vehicle you’re looking for, your contact and employment details , and from there we can start working on getting you approved.
Loan Approval
Regardless of what has happened in your past, you deserve some credit. We work with you to assess your current situation and approve your auto financing quickly and hassle-free.
Shop and Drive
Our goal is to get you driving as quickly as possible. Once your loan is approved you can then shop our dealership inventory to ensure you drive away in that perfect vehicle.
February 20, 2025
February 11, 2025
January 10, 2025
January 3, 2025
This was an incredible experience. My husband and I were so impressed by the quality of care we received and how educated the staff were. For the first time, we actually understood what was happening and had explained to us very well. Our best interest was very important to them and we felt listened to and valued the entire time.
Taija Caya
December 15, 2021
My experience was great. The staff was very helpful and patient with me because I was not sure what type of vehicle I wanted but jay helped find my the right vehicle I needed. I'm very happy with my experience.
Dennis Cook
January 29, 2022
Mike Downs Is the best guy I have had the pleasure of dealing with to get me into a new vehicle.
Corey Alarie-Jesso
February 7, 2022
I had a great experience! I was really happy to leave with a newer car - Jay was really helpful and was able to get me what I wanted within a few days.
Gillette Camara
March 3, 2022
Good place to definitely buy a car from Birchwood Credit lots of deals and offers to help you afford a car and good service from Palvinder, very friendly
Tyson Amos
June 4, 2022
I had a wonderful experience with Birchwood Credit they handled everything for me after my car accident and were able to get me into a new vehicle in record time. I give a huge gratitude to all the employees. Plus just knowing that Birchwood credit gives chances to people and to help them build their credit is just beyond amazing. I highly recommend and give Birchwood credit 5 stars!!
Musu Mansaray
March 3, 2022
Barry and Noy was awesome to deal with. This my 3rd car from your company and always dealt with Barry. They got me a car with hours. THANKS FOR EVERYTHING to put me in my new car.
Robert Mercredi
April 1, 2022
Never thought I’d get approved! Wish there was a bit more selection but still very happy with my 2021 Hyundai Venue! Thanks Birchwood!
Sierra Meeches
March 2, 2022
The whole process went absolutely great. Craig was very thorough with explaining everything and went above and beyond. I left with a brand new vehicle with payments that fit my budget and I could not be happier. I will definitely be coming back and referring others for their vehicle needs.
Breann Benoit
February 15, 2022
I am very satisfied with my service the staff were very friendly. i would definitely recommend birch wood to my friends
Melissa Kashuba
February 12, 2022
My experience was good. Kreg was informative and kind.
Teosha Green
February 4, 2022
Experience was great, everything was explained to me in a way that I could understand. My vehicle options were limited because of the shortage and I appreciated not feeling forced into the contract. Im looking forward to building my credit. Thank you for giving someone a chance!
Crystal Gook
April 3, 2022
Very helpful staff, explained everything and answered all my questions without hesitation. Very friendly
Vienna Prud'homme
April 11, 2022
I had an incredible experience, everything was straight forward, communication was great, I love my car and I would definitely recommend my friends to go there.
Kortnee Brelis
March 17, 2022
I would definitely recommend you guys! You’ve helped me so much with my situation and go above and beyond.
Rina Calixterio
March 5, 2022
The service was friendly and courteous. All terms were well explained to us. I didn't care for the lack of choice in vehicles though. An overall good experience. Thank you.
Louise Bonomo
March 17, 2022
It was good , fast turn around , few issues on the finance systems used not being ready on pick up making me have to go back the next day. I was given 2 free oil changes in return so that was nice.
Brendan Goodridge
March 20, 2022
Had the best experience with Colin and the team yesterday. Went to 3 other big dealers didn't like the way I was treated came and seen the Birchwood team on a Monday and driving away on Saturday again BIG THANKS TO COLIN AND THE TEAM U GUYS R AWESOME
Adam Birston
April 10, 2022
Absolutely fantastic! This is my 3rd vehicle and the service and friendliness is what keeps me coming back. They work very hard putting me in a vehicle to fit my budget and that works for my needs. Daniel and Josh are absolutely awesome!
Christopher Konechny
April 11, 2022
Very professional and non-judgemental. I'm in a car that suits me with payments I can afford.The experience was so much better than traditional car dealerships. I would highly recommend.
Desiree B
December 13, 2018
Most helpful, and hardworking people I have dealt with in a long time. Everyone went above and beyond to get me into a car at a great payment
Kevin Richmond
December 24, 2021
This was an incredible experience. My husband and I were so impressed by the quality of care we received and how educated the staff were. For the first time, we actually understood what was happening and had explained to us very well. Our best interest was very important to them and we felt listened to and valued the entire time.
Taija Caya
December 15, 2021
My experience was great. The staff was very helpful and patient with me because I was not sure what type of vehicle I wanted but jay helped find my the right vehicle I needed. I'm very happy with my experience.
Dennis Cook
January 29, 2022
Mike Downs Is the best guy I have had the pleasure of dealing with to get me into a new vehicle.
Corey Alarie-Jesso
February 7, 2022
I had a great experience! I was really happy to leave with a newer car - Jay was really helpful and was able to get me what I wanted within a few days.
Gillette Camara
March 3, 2022
Good place to definitely buy a car from Birchwood Credit lots of deals and offers to help you afford a car and good service from Palvinder, very friendly
Tyson Amos
June 4, 2022
I had a wonderful experience with Birchwood Credit they handled everything for me after my car accident and were able to get me into a new vehicle in record time. I give a huge gratitude to all the employees. Plus just knowing that Birchwood credit gives chances to people and to help them build their credit is just beyond amazing. I highly recommend and give Birchwood credit 5 stars!!
Musu Mansaray
March 3, 2022
Barry and Noy was awesome to deal with. This my 3rd car from your company and always dealt with Barry. They got me a car with hours. THANKS FOR EVERYTHING to put me in my new car.
Robert Mercredi
April 1, 2022
Never thought I’d get approved! Wish there was a bit more selection but still very happy with my 2021 Hyundai Venue! Thanks Birchwood!
Sierra Meeches
March 2, 2022
The whole process went absolutely great. Craig was very thorough with explaining everything and went above and beyond. I left with a brand new vehicle with payments that fit my budget and I could not be happier. I will definitely be coming back and referring others for their vehicle needs.
Breann Benoit
February 15, 2022
I am very satisfied with my service the staff were very friendly. i would definitely recommend birch wood to my friends
Melissa Kashuba
February 12, 2022
My experience was good. Kreg was informative and kind.
Teosha Green
February 4, 2022
Experience was great, everything was explained to me in a way that I could understand. My vehicle options were limited because of the shortage and I appreciated not feeling forced into the contract. Im looking forward to building my credit. Thank you for giving someone a chance!
Crystal Gook
April 3, 2022
Very helpful staff, explained everything and answered all my questions without hesitation. Very friendly
Vienna Prud'homme
April 11, 2022
I had an incredible experience, everything was straight forward, communication was great, I love my car and I would definitely recommend my friends to go there.
Kortnee Brelis
March 17, 2022
I would definitely recommend you guys! You’ve helped me so much with my situation and go above and beyond.
Rina Calixterio
March 5, 2022
The service was friendly and courteous. All terms were well explained to us. I didn't care for the lack of choice in vehicles though. An overall good experience. Thank you.
Louise Bonomo
March 17, 2022
It was good , fast turn around , few issues on the finance systems used not being ready on pick up making me have to go back the next day. I was given 2 free oil changes in return so that was nice.
Brendan Goodridge
March 20, 2022
Had the best experience with Colin and the team yesterday. Went to 3 other big dealers didn't like the way I was treated came and seen the Birchwood team on a Monday and driving away on Saturday again BIG THANKS TO COLIN AND THE TEAM U GUYS R AWESOME
Adam Birston
April 10, 2022
Absolutely fantastic! This is my 3rd vehicle and the service and friendliness is what keeps me coming back. They work very hard putting me in a vehicle to fit my budget and that works for my needs. Daniel and Josh are absolutely awesome!
Christopher Konechny
April 11, 2022
Very professional and non-judgemental. I'm in a car that suits me with payments I can afford.The experience was so much better than traditional car dealerships. I would highly recommend.
Desiree B
December 13, 2018
Most helpful, and hardworking people I have dealt with in a long time. Everyone went above and beyond to get me into a car at a great payment
Kevin Richmond
December 24, 2021
This was an incredible experience. My husband and I were so impressed by the quality of care we received and how educated the staff were. For the first time, we actually understood what was happening and had explained to us very well. Our best interest was very important to them and we felt listened to and valued the entire time.
Taija Caya
December 15, 2021
My experience was great. The staff was very helpful and patient with me because I was not sure what type of vehicle I wanted but jay helped find my the right vehicle I needed. I'm very happy with my experience.
Dennis Cook
January 29, 2022
Mike Downs Is the best guy I have had the pleasure of dealing with to get me into a new vehicle.
Corey Alarie-Jesso
February 7, 2022
I had a great experience! I was really happy to leave with a newer car - Jay was really helpful and was able to get me what I wanted within a few days.
Gillette Camara
March 3, 2022